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I think investing in funds is one of the biggest scams there is. So they want to take your energy, your life force … they want your money NOW and you can maybe get more money back in the future. Meanwhile they are taking your energy and your freedom aka money. Do you ever think about what are they doing with all that $$? What is being build, what causes are supported? What kind of world is created with your money, that you are paying into a “fairytale dream” to hopefully “retire” one day, but only if you’re lucky, cause nothing is guaranteed and you likely don’t have enough to retire with a secure GIC investment anyway. It is nonsense to me.